Kenneth A. Posner

TIB Financial Corp. is a bank holding company, which through its subsidiaries offers a wide range of commercial, retail and private banking and trust, investment management and other financial services to businesses, individuals and families. Its deposit account services include checking, interest-bearing checking, money market, savings, certificates of deposit and individual retirement accounts. TIB Financial offers all types of commercial loans, including owner-operated commercial real estate acquisition, development and construction, income-producing properties, short-term working capital, inventory and receivable facilities and equipment loans. It also offers consumer loan products, such as home equity lines of credit, second mortgages, new and used auto loans, new and used boat loans, overdraft protection, and unsecured personal credit lines, as well as residential real estate, installment, and home equity loans. The company was founded in February 1996 and is headquartered in Naples, FL.

Morgan Stanley & Co. LLC is a registered broker-dealer subsidiary of Morgan Stanley Domestic Holdings, Inc., ultimately owned by Morgan Stanley (NYSE: MS) in the US. Headquartered in New York City, the firm was founded in 1987 and provides debt and equity services including underwriting, M&A advice, securities dealing and brokerage and trade execution. Their client base ranges from large global institutional investors to hedge funds at the cutting edge of innovation in the industry.

Capital Bank Financial Corp. is a holding company, which engages in the provision of banking and financial services. It offers depositary, online and mobile banking, and borrowing services to individual customers and businesses. The company was founded on November 30, 2009 and is headquartered in Charlotte, NC.