Randy Zaharia

Directeur de Recherche - Fxd Inc chez

Clifford Swan Investment Counsel LLC

Finance

Consumer Services

Government

Profil

Mr. Randall L.
Zaharia is a Principal & Director of Fixed Income & Alternatives at Clifford Swan Investment Counsel LLC.
He has been working in the financial services field since 1981.
He has a broad background in fixed income and equity research as well as portfolio management, spanning both the public and the private sectors and encompassing the individual investor as well as the institutional trust.
As a result, he brings a significant depth of knowledge and a variety of perspectives to the investment and research process.
Mr. Zaharia was previously employed as Senior Portfolio Manager with First American Capital Management, Investment Analyst/Portfolio Manager with the Los Angeles County MTA, Senior Treasury Analyst for the City of Santa Monica, and Portfolio Manager/Assistant Vice President with Western Asset Management Company.
He received his Bachelor of Science in Business Administration, Finance & Economics from University of Arizona, 1981 and Master of Public Administration, Emphasis in Public Policy and Analysis from California State University, 1995.
He is a Chartered Financial Analyst, 1999 and Chartered Alternative Investment Analyst, 2016.

Postes actifs de Randy Zaharia

Sociétés	Poste	Début
Clifford Swan Investment Counsel LLC Clifford Swan Investment Counsel LLC Investment ManagersFinance Clifford Swan builds personalized strategies for wealth preservation and growth based upon the unique objectives and circumstances of the client. The firm employs a disciplined, long-term approach toward investment management. While a client can elect to have an all-equity portfolio or an all-fixed-income portfolio, most of their clients have balanced portfolios, invested in equities and fixed-income securities.	Directeur de Recherche - Fxd Inc	01/01/2024

Tous les postes actifs de Randy Zaharia

Anciens postes connus de Randy Zaharia

Sociétés	Poste	Fin
Clifford Associates LLC Clifford Associates LLC Investment ManagersFinance Clifford believes fundamental research can identify leading companies with increasing internal rates of return on invested capital. For equities, they concentrate their research on companies with businesses offering the greatest opportunity for real growth in cash flow and consistent earnings that are insulated from the business cycle. They focus on companies with the following characteristics: superior management, strong financial condition, inflation-adjusted growth of cash flow, unit sales, earnings and dividends and strongly competitive position in a growing industry. Clifford begins their research by collecting, organizing and evaluating financial and economic data and assessing its investment significance. They then apply various screens to focus their selection of equity and fixed-income instruments on those most attractive for clients' portfolios. They purchase securities for the long term and apply established disciplines to determine if and when replacements are necessary. The final step is to determine a fair price to pay for the securities. Two factors govern this assessment. The first is the Clifford model, which looks at the real growth of the underlying company. The second factor is the firm's collective judgment as to whether the company operates in an environment where it can continue to do well. Clifford evaluates management's ability to perpetuate that growth cycle beyond market expectations. They establish a fair market value for share price by combining their analysis of expected growth rate with an assessment of the company's ability to extend the life of its growth phase. Any stock is a candidate for sale if the firm perceives deteriorating company or industry fundamentals or the stock is becoming substantially overvalued. They also do not let a single stock that has done well create an imbalance in a portfolio. The firm purchases bonds for income and lower price volatility, purchasing only investment grade fixed-income issues. They take advantage of market inefficiencies through a disciplined selection process. Non-Treasury issues purchased for portfolios must provide a sufficient yield advantage to justify the increased risk. They focus on intermediate issues to minimize the potential price volatility of long-term bonds. They calculate the risk/return trade-off for alternative duration choices to maximize returns for a given level of risk. A bond may be sold when, in Clifford's judgment, its yield spread narrows versus alternatives with comparable risk or the sector's fundamental attractiveness declines.	Analyst-Equity	31/10/2007
County of Los Angeles (California) County of Los Angeles (California) Province/StateGovernment Functions as a regional level government authority	Corporate Officer/Principal	-
Western Asset Management Co. LLC Western Asset Management Co. LLC Investment ManagersFinance Western Asset is a global fixed-income investment manager committed to delivering long-term results through active management. The investment management team seeks to exceed benchmark returns while approximating benchmark risk or, for total return portfolios, within appropriate risk tolerances. The firm’s investment philosophy combines traditional fundamental and relative value analysis with an emphasis on diversification to dampen potential volatility. Issue selection is a bottom-up process that seeks to determine undervalued or overvalued securities.	Corporate Officer/Principal	-
First American Capital Bank, NA First American Capital Bank, NA Major BanksFinance Nationally chartered commercial bank	Corporate Officer/Principal	-

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Entreprise privées	7
Clifford Associates LLC Clifford Associates LLC Investment ManagersFinance Clifford believes fundamental research can identify leading companies with increasing internal rates of return on invested capital. For equities, they concentrate their research on companies with businesses offering the greatest opportunity for real growth in cash flow and consistent earnings that are insulated from the business cycle. They focus on companies with the following characteristics: superior management, strong financial condition, inflation-adjusted growth of cash flow, unit sales, earnings and dividends and strongly competitive position in a growing industry. Clifford begins their research by collecting, organizing and evaluating financial and economic data and assessing its investment significance. They then apply various screens to focus their selection of equity and fixed-income instruments on those most attractive for clients' portfolios. They purchase securities for the long term and apply established disciplines to determine if and when replacements are necessary. The final step is to determine a fair price to pay for the securities. Two factors govern this assessment. The first is the Clifford model, which looks at the real growth of the underlying company. The second factor is the firm's collective judgment as to whether the company operates in an environment where it can continue to do well. Clifford evaluates management's ability to perpetuate that growth cycle beyond market expectations. They establish a fair market value for share price by combining their analysis of expected growth rate with an assessment of the company's ability to extend the life of its growth phase. Any stock is a candidate for sale if the firm perceives deteriorating company or industry fundamentals or the stock is becoming substantially overvalued. They also do not let a single stock that has done well create an imbalance in a portfolio. The firm purchases bonds for income and lower price volatility, purchasing only investment grade fixed-income issues. They take advantage of market inefficiencies through a disciplined selection process. Non-Treasury issues purchased for portfolios must provide a sufficient yield advantage to justify the increased risk. They focus on intermediate issues to minimize the potential price volatility of long-term bonds. They calculate the risk/return trade-off for alternative duration choices to maximize returns for a given level of risk. A bond may be sold when, in Clifford's judgment, its yield spread narrows versus alternatives with comparable risk or the sector's fundamental attractiveness declines.	Finance
Western Asset Management Co. LLC Western Asset Management Co. LLC Investment ManagersFinance Western Asset is a global fixed-income investment manager committed to delivering long-term results through active management. The investment management team seeks to exceed benchmark returns while approximating benchmark risk or, for total return portfolios, within appropriate risk tolerances. The firm’s investment philosophy combines traditional fundamental and relative value analysis with an emphasis on diversification to dampen potential volatility. Issue selection is a bottom-up process that seeks to determine undervalued or overvalued securities.	Finance
The California State University The California State University Other Consumer ServicesConsumer Services Functions as a College/University	Consumer Services
University of Arizona University of Arizona Other Consumer ServicesConsumer Services Functions as a College/University	Consumer Services
County of Los Angeles (California) County of Los Angeles (California) Province/StateGovernment Functions as a regional level government authority	Government
Clifford Swan Investment Counsel LLC Clifford Swan Investment Counsel LLC Investment ManagersFinance Clifford Swan builds personalized strategies for wealth preservation and growth based upon the unique objectives and circumstances of the client. The firm employs a disciplined, long-term approach toward investment management. While a client can elect to have an all-equity portfolio or an all-fixed-income portfolio, most of their clients have balanced portfolios, invested in equities and fixed-income securities.	Finance
First American Capital Bank, NA First American Capital Bank, NA Major BanksFinance Nationally chartered commercial bank	Finance