Neal A. Petrovich

American National Bankshares, Inc. engages in the provision of financial products and services. It operates through the Community Banking and Wealth Management segments. The Community Banking segment is involved in making loans to and generating deposits from individuals and businesses. The Wealth Management segment includes estate planning, trust account administration, investment management, and retail brokerage. The company was founded in 1984 and is headquartered in Danville, VA.

SouthTrust Bank operates as a security broker, dealers, and flotation company. It also offers car financing and loan services. The company is headquartered in Tampa, FL.

Xenith Bankshares, Inc. is a holding company, which engages in the provision of a broad selection of commercial and retail banking products. Its wholly owned subsidiary Xenith Bank engages in commercial banking specifically targeting banking needs of middle market and small businesses, local real estate developers and investors, and retail banking clients. The company was founded on February 28, 2001 and is headquartered in Richmond, VA.

Founded in 1909, American National Bank & Trust Co. (ANBT) is a community bank and financial services firm headquartered in Danville, Virginia. The firm is a subsidiary of American National Bankshares, Inc. (NASDAQ: AMNB). ANBT serves customers in Southern and Central Virginia and the northern portion of Central North Carolina. They provide an array of financial products and services including commercial, mortgage, and consumer banking; trust and investment services; and insurance.

Portfolio Recovery Associates, Inc. is a financial and business services company. The company through its subsidiaries purchases and manages portfolios of defaulted and bankrupt consumer receivables and provides a broad range of accounts receivable management services to lenders, service providers, governments, and others. Its business focuses upon the detection, collection, and processing of both unpaid and normal-course accounts receivable originally owed to credit grantors, governments, retailers and others. The company also provides a broad range of fee-based services, including revenue enhancement for local governments; vehicle location, skip-tracing and collateral recovery for auto lenders, governments, and law enforcement; contingent consumer debt recovery on behalf of banks, credit providers, and debt purchasers; and filing of class action claims on behalf of institutional investors, manufacturers, and retailers. Portfolio Recovery Associates was founded by Steven D. Fredrickson and Kevin P. Stevenson on March 20, 1996 and is headquartered in Norfolk, VA.