Timothy H. Wennes

Santander Holdings USA, Inc. is a parent holding company, which engages in the provision of banking services through Santander Bank. It operates through the following segments: Consumer and Business Banking; Commercial and Industrial Banking; Commercial Real Estate and Vehicle Finance; Corporate and Investment Banking; Santander Consumer USA Holdings Inc. and its subsidiaries (SC); and Other. The Consumer and Business Banking segment include consumer and business banking customers, including consumer deposit, business banking, residential mortgage, unsecured lending and investment services. The Commercial and Industrial Banking segment comprises commercial lines, loans, letters of credit, receivables financing, and deposits to medium- and large-sized commercial customers. The Commercial Real Estate and Vehicle Finance segment covers commercial loans to dealers and financing for commercial equipment and vehicles. The Corporate and Investment Banking segment focuses in the investment banking, institutional sales, and trading and offering research reports of Latin American and European equity and fixed-income securities. The SC segment encompasses consumer finance company focused on vehicle finance and third-party servicing. The Other segment involves in the certain unallocated interest expense on the company's borrowings and other debt obligations and certain unallocated corporate income and indirect expenses. The company was founded in 1987 and is headquartered in Boston, MA.

MUFG Americas Holdings Corp. engages in the provision of financial services. It operates through the following segments: Regional Bank, U.S. Wholesale and Investment Banking, Transaction Banking, MUFG Securities Americas, and Other. The Regional Bank segment offers products and services to individual and business customers through consumer banking, commercial banking, real estate industries, wealth markets, and PurePoint financial. The U.S. Wholesale and Investment Banking segment delivers general corporate credit and structured credit services, including project finance, leasing and equipment finance, commercial finance, funds finance, and securitizations. The Transaction Banking segment includes working capital management and asset servicing solutions, such as deposits and treasury management, trade finance, and institutional trust and custody. The MUFG Securities Americas segment refers to the broker-dealer subsidiary which engages in capital markets origination transactions, private placements, collateralized financings, securities borrowing and lending transactions, and domestic and foreign debt and equity securities transactions. The Other segment consists of MUFG fund services, markets, Asian corporate banking, and corporate treasury. The company was founded in April 1996 and is headquartered in New York, NY.

Santander Consumer USA Holdings, Inc. engages in the provision of consumer financing services. It offers retail installment contracts, vehicle leases, dealer loans, financial products, and services related to motorcycles, motor cars, and marine vehicles. The company was founded in July 2013 and is headquartered in Dallas, TX.

Operation HOPE, Inc. operates as non-profit organization that provides credit counseling, case management, economic education, loan preparation and outreach services to the community. The company was founded by John Hope Bryant in 1992 and is headquartered in Los Angeles, CA.

Santander Bank, NA engages in provision of financial products and services. It offers retail banking, mortgages, corporate banking, cash management, capital markets, trust and wealth management, and insurance. The company was founded in 2013 and is headquartered in Wilmington, DE.

Union Bank has served the Oklahoma City metro area's banking needs for more than 50 years. And now, through its Rose Rock Bank division operates banks in five other Oklahoma communities. It serves the needs and caters to the economic strengths of the communities they serve. Through their associates, it strives to provide a high level of personal and professional customer service in a community bank setting while maintaining their commitment to personal integrity, customer service and community involvement. It offers a wide variety of consumer checking account plans. Whether a student looking to start a new account, or looking for a checking account with a combination of competitive interest with no check writing limitations, it has the account what customers looking for. This variety allows customers to choose the features that most suit their needs. Union Bank offers business checking and savings plans for every size of business account. Business accounts are available for corporations, unincorporated associations, limited liability companies, partnerships, sole proprietorships and fiduciaries.

Town Hall Los Angeles operates as a non-profit, nonpartisan speaker’s forum, providing a platform for discussing and debating today’s most pressing issues. The company was founded in 1937 and is headquartered in Los Angeles, CA.

The Consumer Bankers Association focuses on retail banking. The company was founded in 1919 and is headquartered in Washington, DC.